Get “S.M.A.R.T.” to Achieve Your Retirement Goals

As we say a bittersweet goodbye to 2021, we tentatively welcome 2022 with prognostications about what fortunes the new year will bring. Humans have always tried to predict the future in an attempt to alleviate the discomfort of not knowing what the crops will yield, which labor-saving device will liberate/replace us, or what the market will return. We even have a somewhat awkward name for it – futurology.

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