Toews is an SEC-registered investment adviser located in Northfield, New Jersey. Toews and its representatives are in compliance with the current filing requirements imposed upon SEC-registered investment advisers by those states in which Toews maintains clients. Toews may only transact business in those states in which it is registered or qualifies for an exemption or exclusion from registration requirements. Toews Corporation’s web site is limited to the dissemination of general information pertaining to its advisory services and access to additional investment-related information, publications, and links. Accordingly, this web site on the Internet should not be construed by any consumer and/or prospective client as a solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. For information pertaining to the registration status of Toews, please contact the Securities and Exchange Commission or the state securities law administrators for those states in which Toews maintains a notice filing. Toews’ current written disclosure statement discussing Toews’ business operations, services, and fees is available from Toews upon written request.

Past performance may not be indicative of future results. Therefore, no current or prospective client should assume that future performance of any specific investment, investment strategy (including the investments and/or investment strategies recommended by Toews) or product made reference to directly or indirectly by Toews in its web site, or indirectly via a link to an unaffiliated third party web site, will be profitable or equal the corresponding indicated performance level(s). Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for a client or prospective client’s investment portfolio. Investments in securities, involves risk of loss of income and principal.

Toews does its best to ensure the accuracy and integrity of information. However, Toews does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information, whether linked to this web site or incorporated herein, and takes no responsibility for such content. All such information is provided solely for convenience purposes only and all users should be guided accordingly. In addition, while we believe outside data sources cited to be credible, we have not independently verified the correctness of any of their inputs or calculations and, therefore, do not warranty the accuracy of any third-party sources or information. Nor are we endorsing any such organization. The links to third parties are maintained by their respective organizations, and they are solely responsible for their content. Trademarks are the property of their respective owners.

Certain portions of this web site (i.e. newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, Toews’ (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date. Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or opinions. Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from Toews, or from any other investment, tax, or financial professional. No portion of the web site content should be interpreted as legal or accounting advice. Toews recommends clients and prospective clients consult their tax professionals before enacting strategy or recommendation perceived to have been made in this website.

Toews shall not be liable for any incidental, ancillary, direct, indirect, special or consequential damages, including but not limited to lost profits, whether in tort or contract, and based on any theory of liability.

Each client and prospective client agrees, as a condition precedent to his/her/its access to Toews’ web site, to release and hold harmless Toews, its officers, directors, owners, employees and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice from Toews.

Copyright Information

All web pages are intellectual property of Toews and are protected by copyright laws. All copyrights for Toews’ web presence are owned by Toews with all rights reserved. Any individual is allowed to view, print, and link to these pages provided they observe the following:

1. The documents can only be used for non-commercial purposes.
2. Our documents may not be associated with anything which is illegal, unethical or immoral.
3. Our documents may only be used for informational purposes.

TOEWS reserves the right to change, modify, add or remove portions of these disclosures, including adding Terms and Conditions of Use at any time. Accordingly, it is suggested that you review these disclosures periodically for changes. Use of this website constitutes your acceptance of any changed terms.